One of the upsides of mega banks not having any common sense is private investment or private capital/equity firms are popping up and making life easier for people that have some sense and ambition. Of course some of the bank's problem is they snuggled up to the government and now Uncle Sam wants them to run with the same efficiency he does. That and so many lenders aren't doing their jobs, they have moved to consumer lending cause all they have to do is read a FICA score the idea of working and investigating if a business is worth investing scares the heck out of them. That and with the overcompensation that the Fed is doing with interest rates wealthy people with money have to take a little more risk to even keep up with inflation. The sorry part is so many small and medium sized businesses are being sold to big operators simply because they are the only ones with money, other parties that don't have cash are finding themselves unable to borrow enough to buy something that will support their families. I'm glad it worked out for you and the older kids, hopefully the younger ones are still a work in progress and they'll come along.
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Today's Featured Article - Third Brush Generators - by Chris Pratt. While I love straightening sheet metal, cleaning, and painting old tractors, I use every excuse to avoid working on the on the electrics. I find the whole process sheer mystery. I have picked up and attempted to read every auto and farm electrics book with no improvement in the situation. They all seem to start with a chapter entitled "Theory of Electricity". After a few paragraphs I usually close the book and go back to banging out dents. A good friend and I were recently discussing our tractor electrical systems when he stated "I figure it all comes back to applying Ohms Law". At this point
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