That young fellow is probably in much deeper trouble than he realizes. The county will have first say as to how the bridge is repaired, and if there's a possibility of insurance money, they'll go long in hopes of getting a first-class bridge for free.
Meanwhile, it seems improbable that a guy who goes to the casino for dinner carries much in the way of insurance. Probably only what his lenders insist on, if any. Of course, if he is insured, his insurer may still come after the young man for damages, depending on their business relationship. It doesn't sound like he was an employee of the BTO, and even if they had a formal partnership the insurance company won't want to cover damages if the partnership or the young man aren't named on the policy. If there was no formal partnership between the BTO and the young man, then he was merely renting or borrowing the equipment and is now on the hook for damages to the bridge and cart.
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Today's Featured Article - Listening to Your Tractor - by Curtis Von Fange. Years ago there was a TV show about a talking car. Unless you are from another planet, physically or otherwise, I don’t think our internal combustion buddies will talk and tell us their problems. But, on the other hand, there is a secret language that our mechanical companions readily do speak. It is an interesting form of communication that involves all the senses of the listener. In this series we are going to investigate and learn the basic rudimentary skills of understanding this lingo.
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