That young fellow is probably in much deeper trouble than he realizes. The county will have first say as to how the bridge is repaired, and if there's a possibility of insurance money, they'll go long in hopes of getting a first-class bridge for free.
Meanwhile, it seems improbable that a guy who goes to the casino for dinner carries much in the way of insurance. Probably only what his lenders insist on, if any. Of course, if he is insured, his insurer may still come after the young man for damages, depending on their business relationship. It doesn't sound like he was an employee of the BTO, and even if they had a formal partnership the insurance company won't want to cover damages if the partnership or the young man aren't named on the policy. If there was no formal partnership between the BTO and the young man, then he was merely renting or borrowing the equipment and is now on the hook for damages to the bridge and cart.
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Today's Featured Article - 12-Volt Conversions for 4-Cylinder Ford 2000 & 4000 Tractors - by Tommy Duvall. After two summers of having to park my old 1964 model 4000 gas 4 cyl. on a hill just in case the 6 volt system, for whatever reason, would not crank her, I decided to try the 12 volt conversion. After some research of convert or not, I decided to go ahead, the main reason being that this tractor was a working tractor, not a show tractor (yet). I did keep everything I replaced for the day I do want to restore her to showroom condition.
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