Posted by Rdandersom on September 30, 2012 at 07:26:18 from (64.235.100.62):
In Reply to: OT:New Bank Rule posted by RBnSC on September 29, 2012 at 09:54:26:
I had a bank manager explain to me that they operate on a 2-3% spread between what they pay onmoney borrowed from depositers and whwt they charge on loans and it has always been this way.He conveniently forgot that years ago bank service charges as we know them didn"t exist.My wife got so mad at a later bank manager she moved her money to a credit union.The next time we needed to borrow a little bit we went to the credit union and talked to them ,then stopped for groceries ont the way home.There was a message on the answering machine telling us to phone the credit union.We had been approved.the wife wasn"t working at the time and it was the first time I had entered the building!
The bank where my family had done business for generations and where I had been making deposits since I was couldn"t see over the counter had taken a full week to decide to reject the last loan I had asked for a year before that.The whole family has gone over to the credit union.Here in Canada the banks may be great places to invest in but they seem to treat customers like street people.
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