Posted by wisbaker on November 18, 2012 at 19:35:18 from (207.118.181.192):
In Reply to: O/T how to sell car posted by flying belgian on November 18, 2012 at 15:55:19:
Banks will finance cars sold by individuals it just becomes more difficult. Is the Buick free & clear or is their a lien on the title? If a lien do you have the title and does the lien holder have it? Is their an office of the lienholder in your area so you can give them the check and get them to release the lien? Oh yes and you'll have to go to the lending institution that the new owner is using with the title so they can insure their security interest (lien)is recorded on the title before it's sent to the state they might insist this be done before they'll issue a check. I did close one deal on a personal transaction by taking a check made out to me and the finance company, signing off the title giving it to the buyer and sending the check to the finance company with instructions to send the lien release to the buyer, but that was selling a mobile home to my sister's in laws. They were parking the trailer at their farm for the grandparents so they weren't real worried about time to get the title. Some dealers will handle the business end of the sale for you for a fee and maybe even get your buyer financing- for a fee. And remember the first post I made BANKS WILL ONLY LOAN A CERTAIN AMOUNT, MAYBE EVEN LESS THAT WHOLESALE ON A CAR. That usually means the buyer still has to have some cash in their pocket to make the deal float and that's usually the problem.
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