My past experience the Insurance company wanted 3 estimates /with damage reports from various body shops , then the claim adjuster would come out, and do a review for a settlement.
Even if it is totaled they should give you the opportunity to buy it back first.If you feel you can fix it yourself.
Last one I did that with was a 1960 Ford Galaxy It was totaled because the frame was bent after it went through a ditch and lost clutch travel roof had a slight crease in it.. Back then I paid $1000.00 for it I still owed around $850.00 , the insurance company paid off my loan. the guy that towed it sold it back to me for $225.00 for his labor in fixing it. He cabled the back down on his rollback, and chained the front to a pipe that was buried in the ground and forced the bed down till the crease was out of the roof....The clutch came back, and I drove it for another 5 years.
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Today's Featured Article - 12-Volt Conversions for 4-Cylinder Ford 2000 & 4000 Tractors - by Tommy Duvall. After two summers of having to park my old 1964 model 4000 gas 4 cyl. on a hill just in case the 6 volt system, for whatever reason, would not crank her, I decided to try the 12 volt conversion. After some research of convert or not, I decided to go ahead, the main reason being that this tractor was a working tractor, not a show tractor (yet). I did keep everything I replaced for the day I do want to restore her to showroom condition.
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