Get an estimate! Most states do not require you to get 3, just one.
The 75% is BS. Lets say your car is valued at 10K and has 5K of damage it can still be totaled if the insurance company has an offer from a slavage yard that brings it up to 75%.
Do not get values from all over. Get local area replacement cost. Say 60 to 100 miles from your door.
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Today's Featured Article - Third Brush Generators - by Chris Pratt. While I love straightening sheet metal, cleaning, and painting old tractors, I use every excuse to avoid working on the on the electrics. I find the whole process sheer mystery. I have picked up and attempted to read every auto and farm electrics book with no improvement in the situation. They all seem to start with a chapter entitled "Theory of Electricity". After a few paragraphs I usually close the book and go back to banging out dents. A good friend and I were recently discussing our tractor electrical systems when he stated "I figure it all comes back to applying Ohms Law". At this point
... [Read Article]
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