Bonds, get the top rated general obligation backed so the entire city has to go broke to get out of them. Beware lower rated, or non-backed, or those subject to ATM tax these days.
You can get about 3% with careful shopping, and they are tax free so that can get you close to 5% effective return.
You can resell them if you need the cash - not for short term, but if you gotta have the money, or need it in 5 years, you can get to it, they will go up or down in hard value as interest rates go up and down, but are about as safe for as high a return you can get these days. Harder to find, as others are turning to them too.
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Today's Featured Article - The Ferguson System Principal An implement cutting through the soil at a certain depth say eight inches requires a certain force or draft to pull it. Obviously that draft will increase if the implement runs deeper than eight inches, and decrease if it runs shallower. Why not use that draft fact to control the depth of work automatically? The draft forces are
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