Posted by rockyridgefarm on December 20, 2012 at 17:15:54 from (69.131.203.82):
My wife in I are in our early 30's and in good health. We have a 6 year old and a 3 year old. We have a farm and I farm full time, my wife works off the farm. It's small compared to what "real" farmers have - slightly less than 400 acres and just under 10,000 organic laying hens. We only just started farming, so about half of it's value (considering $4500 and acre) is our debt load. My life insurance would make it free and clear.
I know it's really stupid, but we have not made a will. We have not asked anyone to care for our children if something happens. I want to make sure my dad does not get my kids and the farm (him and I have issues I'd prefer not to get into here). Frankly, my Mom would be good at it, but she'll be 65 when my oldest graduates and 68 when my youngest does. I'd prefer they are raised by someone younger. My wife is an only child and neither of her parents are suitable to raise our children. I have a sister that lives 18 hours away with her girlfriend and I think she may be suitable, but I'd prefer the kids stay where they are if something happens to us. I've been thinking alot about this and I think I want to name a very good friend of mine as the guardian of our children. I asked him and his wife (they have an 8 month old baby as well) tonight and they said they are willing.
Obviously, it'd be far better if nothing happens, but if something does, I want to make it as easy on all involved as possible.
What sort of agreements do any of you have in this situation? We're gonna get a lawyer and make it as bulletproof as possible, but I'd like to get some ideas before we spend money...
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