Wife's uncle sold his lake home on a reverse mortgage because her aunt has had a lot of medical expenses. He has to maintain the property at a certain level or they can take the property at any time. When he first did it he thought it was a good idea but is now regretting it.
In your case you would need to find out who she sold it to then find out about buying the mortgage. Be assured that they will want to make a profit on it and anything they owe her will now be yours to pay to her if they are willing to sell now. Most likely they will wait until they take position of the property before they will want to sell......at a profit.
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