It seems that no one here ever did anything stupid when they were young. A bunch of choirboys!
A one million dollar umbrella policy is cheap. Probably less than 200 bucks on top of your homeowners or farm insurance. It's cheap because insurance companies almost never have to pay off on it, but if they do the payout could save you from bankruptcy.
Contrary to popular opinion, putting your farm or business in a subchapter S corp or limited liability company doesn't mean a plaintiff can't come after it. A corporation or LLC is an asset, and the court can force it to be sold to pay a judgement, just like they can make you turn over your stocks and bonds.
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Today's Featured Article - Listening to Your Tractor - by Curtis Von Fange. Years ago there was a TV show about a talking car. Unless you are from another planet, physically or otherwise, I don’t think our internal combustion buddies will talk and tell us their problems. But, on the other hand, there is a secret language that our mechanical companions readily do speak. It is an interesting form of communication that involves all the senses of the listener. In this series we are going to investigate and learn the basic rudimentary skills of understanding this lingo.
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