Tanker, read the posts again. Anybody who was ever a teenager or raised one knows they all do stupid things from time to time. I don't care if you have the best kid in the world, when you put him behind the wheel of a four thousand pound vehicle and let him on the road, there's a significant chance he'll maim or kill someone. It just makes sense to protect your assets from risk. About half the responses are on the line that the OP wasn't being strict enough with his kid, and all he needs to do is crack down and everything will be fine. You and I both know it doesn't work that way: A teenager is going to engage in risky behavior and you can't watch them 24/7. That's one reason why you need insurance. Of course, anyone with significant assets ought to carry an umbrella policy regardless of whether or not they have reckless teenagers.
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Today's Featured Article - The Ferguson System Principal An implement cutting through the soil at a certain depth say eight inches requires a certain force or draft to pull it. Obviously that draft will increase if the implement runs deeper than eight inches, and decrease if it runs shallower. Why not use that draft fact to control the depth of work automatically? The draft forces are
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