Brainwashing by the ins. industry? Do you know how crop ins. works? Crop ins. is 100% controled by the Risk Management Agency (RMA), a part of the USDA. The rates, rules, coverages, high risk areas, everything comes 100% from the Federal Government. The ins. companies are allowed to market, sell, and adjust the product under a Standard Reinsurance Agreement (SRA).
Unless an agent doesn't understand something, or makes a mistake, everything they have to sell or tell a farmer comes from the USDA.
And all companies have the same basic product, same rules, and same premium.
If you go to 10 agents, and give them the same yield figures, and compare the same levels and options, then they should be able to quote you the same premium to the penny.
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Today's Featured Article - Listening to Your Tractor - by Curtis Von Fange. Years ago there was a TV show about a talking car. Unless you are from another planet, physically or otherwise, I don’t think our internal combustion buddies will talk and tell us their problems. But, on the other hand, there is a secret language that our mechanical companions readily do speak. It is an interesting form of communication that involves all the senses of the listener. In this series we are going to investigate and learn the basic rudimentary skills of understanding this lingo.
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