I've found FB to be great if all you want is a peice of paper saying its insured for bank purposes or what ever. For actual coverage that will pay if something happens you'll want to go somewhere else. 30-35 years ago everyone in my family connected in any way to farming had FB, today not one family does.
BIL thought I was being an ***hole when I told him the issues we had with FB when he bragged about being named "FB Family of the Year". Then his 80 year old barn burned down taking their 4H pigs, a tractor and some other equipment with it. Apparently if you want coverage on the contents of the building you are supposed to specify them. He doesn't have FB anymore either.
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Today's Featured Article - A Cautionary Tale - by Ian Minshull. In the early 1950s my father bought an Allis Chalmers B and I used it for all the row crop work with the mangolds and potatoes, rolling and the haymaking on our farm. The farm and the Allis were sold and I have spent a lifetime working on farms throughout the country. I promised myself that one day I would own an Allis. That time event
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1964 I-H 140 tractor with cultivators and sidedresser. Starts and runs good. Asking 2650. CALL RON AT 502-319-1952
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