I guess I'll give my opinion. I have 70 acres, 65 tillable that was my Grandparents. I bought it in 2000. I raise 1/2 corn & 1/2 beans. It is a sandy hill farm, all hel land. I have had corn yields from 180 down to 65 bpa and beans from 60 down to 11 bpa, just depends on if it rains or not. I've bought guaranteed revenue coverage every year. Without it, I would probably be renting it out instead of farming it. I've collected 4 times since 2000, more than made up for my premiums. Wouldn't farm without it. As for the piddly 70% you refer to, my corn yield average for crop insurance is 145bpa, and 42bpa for beans. This years figures are as follows:price; $5.65, bushel trigger; 101.5 bushels, acre guarantee $573.48, premiuim $16.13. Beans: price; $12.87, bushel trigger; 29.4 bushels, acre guarantee $378.38; premium; $10.26. That is enough to cover my expenses and farm payment if I should not get a crop. Seems pretty cheap to me. Oh, I didn't collect any for 2012, corn made about 3 bpa above the target, and beans made about 10 bpa above the target. For the year we had, I'm glad for what I could raise. Lots of folks in central and southern Ill. didn't have ANYTHING to harvest. I will keep buying it as long as they sell it. Chris
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Today's Featured Article - Show Coverage: Journey to Ankeny - by Cindy Ladage. We left Illinois on the first day of July and headed north and west for Ankeny, Iowa. Minus two kids, we traveled light with only the youngest in tow. As long as a pool was at the end of our destination she was easy to please unlike the other two who have a multitude of requirements to travel with mom and dad. Amana Colonies served as a respite where we ate a family style lunch that sustained us with more food than could reasonably fit into our ample physiques. The show at Ankeny
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