I use a credit card every day for gas, Walmart, far supply store, etc. I also pay it off every month, just easier to carry than cash, and those places seem to prefer a card over a check, its built into their volume sales structure.
I will write a check for all the small mom and pop places, even if I see a card sign up. For the most part the mom and pop places put in a 3% extra charge for the card, and don't like dealing with them. So I just do the check in the first place.
Of course, I am current on my bills, and pay things right away, and so I'm not the person you are asking about anyhow.
To make the card work, guess you would need to be in an area where that sort of customer is, and then make the extra fees transparent to the customers. You,would end up charging more, and getting more people that don't pay off bills so, fast, but would like to get your services and take 2 years to pay off the bill......
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