Posted by Pitch on July 28, 2013 at 05:48:19 from (67.240.245.70):
In Reply to: Gotta laugh or cry posted by rrlund on July 27, 2013 at 13:35:22:
Ain"t nothing wrong with having credit cards. We have three, one has a 500 limit that is used exclusively on line. Our main one is used constantly, pays cash back to the tune of $1000.00 last year. We never carry over a balance so there is no interest, no annual fee. Third one we never use, back up for emergencies, no annual. I also have a lowes and one from a tire store that is interest free if paid in 6 months. Credit cards are just another tool that can be used or abused nothing evil about them. If I wanted I could go out and put myself hopelessly in debt in one day. Sign up for Credit Karma, it is a real handy service, Gives you your credit score,alerts you to credit checks,and explains a lot about how the credit industry works. At the present time we are utilizing about 12% of our available credit and have a score ranging from 780 t0 815 depending on the rater,all three of them use slightly different systems. Only problem is that every car dealer and real estate agent in the county stuff our mail box begging us to buy something.
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Today's Featured Article - A Lifetime of Farm Machinery - by Joe Michaels. I am a mechanical engineer by profession, specializing in powerplant work. I worked as a machinist and engine erector, with time spent overseas. I have always had a love for machinery, and an appreciation for farming and farm machinery. I was born and raised in Brooklyn, New York. Not a place one would associate with farms or farm machinery. I credit my parents for instilling a lot of good values, a respect for learning, a knowledge of various skills and a little knowledge of farming in me, amo
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