Posted by Pitch on July 28, 2013 at 05:48:19 from (67.240.245.70):
In Reply to: Gotta laugh or cry posted by rrlund on July 27, 2013 at 13:35:22:
Ain"t nothing wrong with having credit cards. We have three, one has a 500 limit that is used exclusively on line. Our main one is used constantly, pays cash back to the tune of $1000.00 last year. We never carry over a balance so there is no interest, no annual fee. Third one we never use, back up for emergencies, no annual. I also have a lowes and one from a tire store that is interest free if paid in 6 months. Credit cards are just another tool that can be used or abused nothing evil about them. If I wanted I could go out and put myself hopelessly in debt in one day. Sign up for Credit Karma, it is a real handy service, Gives you your credit score,alerts you to credit checks,and explains a lot about how the credit industry works. At the present time we are utilizing about 12% of our available credit and have a score ranging from 780 t0 815 depending on the rater,all three of them use slightly different systems. Only problem is that every car dealer and real estate agent in the county stuff our mail box begging us to buy something.
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Today's Featured Article - A Cautionary Tale - by Ian Minshull. In the early 1950s my father bought an Allis Chalmers B and I used it for all the row crop work with the mangolds and potatoes, rolling and the haymaking on our farm. The farm and the Allis were sold and I have spent a lifetime working on farms throughout the country. I promised myself that one day I would own an Allis. That time event
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