A natural gas connection will add some value to your property, so you will get some of your investment back when you do sell it. It may take more than ten years to recover the investment just from the savings alone, but over 50+ years it will be a gain for the property. In the past propane prices have spiked much higher than NG.
I would look into the what it will it cost for someone else to make the connection in the future. Adding the connection now should add at least 75% of that future cost to your resale value, especially if most of your neighbors are connecting.
Does the NG gas company or your community offer any low cost loans to make the connection?
The burners in your water heater, furnace and stove should be convertable to NG by changing the meterting orifices. The service call will cost more than the parts and labor to change them, so change them all at one time if you can.
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