Good advice, Rick. I've worked in commercial insurance for 33 yrs and coverage is not as clear as you think it should be. It is a highly regulated industry where the state has to agree on how much you charge, what coverage you can provide, how you can sell it, and how you have to settle claims. You farmers, imagine what your life would be like if the state told you what to plant, how much seed to use, where to plant it and how you were going to harvest it. And if you want to change anything you have to apply to them to change it and pay them a fee to be able to ask them. Oh, and you'll be in court at the drop of a hat because someone disagrees with what you've done or how you do it. Is it fun for you yet?
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Today's Featured Article - A Lifetime of Farm Machinery - by Joe Michaels. I am a mechanical engineer by profession, specializing in powerplant work. I worked as a machinist and engine erector, with time spent overseas. I have always had a love for machinery, and an appreciation for farming and farm machinery. I was born and raised in Brooklyn, New York. Not a place one would associate with farms or farm machinery. I credit my parents for instilling a lot of good values, a respect for learning, a knowledge of various skills and a little knowledge of farming in me, amo
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