Insurance is a regulated industry. Why? To try to require some amount of fiscal responsibility at the insurance company, so they don't lose the money or spend the money or steal the money....so there is still some money there when your claim comes due.
Perhaps there was an actual insurance policy behind this, but if it was just a service contract with a funeral home there is no way to be sure that they will still be in business when you pass away. My home town has had 5 different Funeral Dirctors in my lifetime.
It is like a 50 year warranty with a roofing company! What are the odds that Joe the roofer will still be roofing in 30 years?
There are reasons why we need rules, laws and regulations in our society.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
... [Read Article]
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