I didn't read through all the posts so if I'm repeating someone elses point, my apologies.
I think #5 on your list is the big reason JD. Those $2500-3k 8N's were completely over priced. At best they are a $1500-2k tractor and that whole range if similar tractors are the same thing- the old Case/Deere/IHC/AC letter series, the early 60's rigs, in fact most of the 60's tractors up into the late 60's get the same thing. I mean, come on! A 4020 is a great tractor, so are a whole lot of other rigs. But they aren't worth $12-15-20K. I don't care what you've done to it, there isn't a Ford 5000 worth $10K. Some of the pricing on the late 60's stuff is dealer pricing stuff up to cover their costs, I get that. But I'm seeing people trying to get $2k for JUNK! And they get insulted when you offer them actual value. Guy near me is determined to get $1200.00 for a VAC Case with no sheet metal, a cobbled up carb, bad tires and a bunch of other issues. It's a $3-500.00 rig at best. Another guy is int he practice of restoring the 6 and 800 series Fords. He does a nice job and basically renews them thoughout. They are not worth $5k though and they sit and sit.
As far as people having money, cars get bought through dealers at very low interest rates. Vintage tractors get bought for cash or with loans at much higher interest rates through banks. That's why Joe Sixpack has his 1 ton diesel dually that's never had anything heavier than a bag of dog food in the back or the new Camero.
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