The farmer wannabe's don't have a clue on what kind of credits and debits to put into a farming budget, whether it's grain or livestock. Most of them don't know what a budget is.
But I know old time farmers who don't know how to budget. In fact a lot of them don't. The banker does the budget and the farmer farms by how much the banker will lend to him. That way the banker can keep the farmer deep in debt, paying him interest, but not so far in debt that he's insolvent to the bank examiners. The farmer retires with practically nothing left over after his farm sale but the banker doesn't care about that, he's made interest off the farmer for all those years. When you think about it, the banker is the smart one. Jim
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Today's Featured Article - Oil Bath Air Filters - by Chris Pratt. Some of us grew up thinking that an air filter was a paper thing that allowed air to pass while trapping dirt particles of a particles of a certain size. What a surprise to open up your first old tractor's air filter case and find a can that appears to be filled with the scrap metal swept from around a machine shop metal lathe. To top that off, you have a cup with oil in it ("why would you want to lubricate your carburetor?"). On closer examination (and some reading in a AC D-14 service manual), I found out that this is a pretty ingenious method of cleaning the air in the tractor's intake tract.
... [Read Article]
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