Most of those costs are jacked up artificially to the tune of, "How much is your life worth?"
Our society has been conditioned to believe that life is sacred and saving/extending it is worth ANY amount of money. The crooks in the medical industry have figured this out and are taking advantage of it. "How much is your life worth?"
They've got us over a barrel and they're taking full advantage of it.
If we say no, we won't pay, then we're the monsters because we let someone suffer and/or die, when the reality is that the monster is sitting in some ivory tower counting his profits.
If it's immoral and unethical to let a person suffer and/or die when there is medical technology that can save them, it is just as immoral and unethical for the medical industry to soak us just because they can.
Oh I hear the medical industry apologists cry, "All that money goes into research for new medical technology." Uh-huh, and Santa Claus is real too.
When I was a kid, medical insurance was like car insurance. It covered you if you got in a wreck. You paid for day-to-day maintenance out of your own pocket, and it wasn't a whole lot of money. You'd go in with the sniffles, and you'd come out with a prescription for some amoxicillin and a decongestant. Nowadays, they send you in for a full-body MRI, countless blood tests, probes in every orifice, a sleep study, to the tune of $1000's, and come to the conclusion you have the sniffles.
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