If you want to do business with those incompetent people then I would skip over everyones heads and call the underwriter whose name should be on the letter you got and explain that they facts are wrong, and that the inspecter didn't even go inside.
But I know for a fact that Farm Bureau will allow you to have wood heat. They will access a surcharge of 10-15%. At least that is how they do it here in Mo.
I do know a little bit about it since I sleep with a property inspector for Mo. FB.
Also, around here we have "county mutual" ins. companies and they have no problems with wood heat.
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Today's Featured Article - New Hitches For Your Old Tractor - by Chris Pratt. For this article, we are going to make the irrational and unlikely assumption that you purchased an older tractor that is in tip top shape and needs no immediate repairs other than an oil change and a good bath. To the newcomer planning to restore the machine, this means you have everything you need for the moment (something to sit in the shop and just look at for awhile while you read the books). To the newcomer that wants to get out and use the machine for field work, you may have already hit a major roadblock. That is the dreaded "proprietary hitch". With the exception of the
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