I'd start getting quotes from other insurance companies. Discuss all your policies for the best package deal: home, car, truck, farm, etc.
Your insurance company does have the right to determine what they will and won't insure and at what price. That's capitalism. You have the right to take your busines to another company.
I would not ignore the ban because the insurance company can use that violation to get out of paying you any future damage claims, and they will still keep the money you paid them for their insurance.
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Today's Featured Article - Listening to Your Tractor - by Curtis Von Fange. Years ago there was a TV show about a talking car. Unless you are from another planet, physically or otherwise, I don’t think our internal combustion buddies will talk and tell us their problems. But, on the other hand, there is a secret language that our mechanical companions readily do speak. It is an interesting form of communication that involves all the senses of the listener. In this series we are going to investigate and learn the basic rudimentary skills of understanding this lingo.
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