Really? I normally respect your opinions and knowledge, but that last statement is just pure ignorant. Obviously you know little about insurance and you've not sat where I do and millions of others that have worked in the insurance industry that pays out millions in claims every day for auto accidents and fires and wind damage and life insurance and medical claims. Yes, some folks have problems with their carriers, most of the time it's because people don't have a clue what is covered and what is not. You pay for the coverage you get, if you don't like it shop around. Don't expect everything that happens is covered, especially if you don't follow the provisions of the contract, of which just about all of it has been litigated at one time or another and is required by law (did you also know that insurance is one of the most regulated businesses in the country?). There are multiple avenues for dispute resolution.
If you don't want to deal with insurance companies be sure you have enough dough to pay for your own losses, including if you hit someone with your truck and put them out of work with permanent injury or kill someone. It'll ruin you and they will own your farm and everything else you have, otherwise insurance will pay for that high prices lawyer you'll need and likely settle for policy limits or less. And you'll go on with life, thanks to the "plague" of insurance.
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Today's Featured Article - Hydraulics - Cylinder Anatomy - by Curtis von Fange. Let’s make one more addition to our series on hydraulics. I’ve noticed a few questions in the comment section that could pertain to hydraulic cylinders so I thought we could take a short look at this real workhorse of the circuit. Cylinders are the reason for the hydraulic circuit. They take the fluid power delivered from the pump and magically change it into mechanical power. There are many types of cylinders that one might run across on a farm scenario. Each one could take a chapter in
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