I won't get into all of the details of grain farming because there are others a lot more experience than I am. I will give you all the encouragement that I can. I sounds like you have a good start. I've been a livestock farmer all of my adult life and was finally able to go full time 13 years ago so I do have an idea of what your up against. Be prepared to work when you don't want to and live on less than you would like. Some years you will need to take out of your day job to make ends meet. You won't break even every year.
Don't be afraid to shop around for a good banker, they can be your best ally or your worst enemy. A banker that loans you money without asking some hard questions might not be the best. My banker has kept me from making mistakes just by getting me to do some thinking.
I would also put more faith into advise from local small farmers than the as you say internet armchair jockeys. There are a lot of good people on here but there are a lot that will give advise on things that they have little experience. Local guys also know your area and conditions better than most on here. A good county agent can also be an asset, some coops have a crop consultant on staff to help but they are also there to sell stuff.
It sounds like you have a good start. Grow slow and steady as you can and I believe you'll do fine. Good luck, we need more young people like you.
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