Posted by Goose on December 26, 2013 at 18:18:07 from (70.198.3.60):
In Reply to: Re: What are the odds? posted by Traditional Farmer on December 26, 2013 at 16:33:06:
Not necessarily. Insurance companies work the odds.
In general, fireplaces are virtually always professionally installed, the fire burns hotter, people are more aware of what the fire is doing, and there is little chance of other combustibles getting near the fire.
Whereas, on the other hand, wood stoves are more flexible in how and where they're installed, other combustibles can pile up around them, and it's too easy to ignore what they're doing 'cause they might be out of sight.
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