They will calculate your estimated date of death based on your age now and your health. They then set your monthly payment so that they have paid you no more than 75% of the equity you have in your place at present evaluation. If you die earlier (which they hope for) they will do even better. One must remember, they are in this business to make money, not to help you or anyone else. You will never "outlive" their calculations. That would be very stupid of them. Kinda like the rich tycoon talking you into letting him take out a $500,000 life policy on you at age 70 and listing him as beneficiary and he will pay you $ 500 per month as long as you live just for the privilege. Once you see ALL the figures and conditions (you will be responsable for all upkeep and repairs to keep the house in "as contracted" condition) I think you will seek another way to do accomplish your goal. Just another "legal but preditory" business. Not just an opinion but we've looked into it for my mother-in-law who was sucked in by the fancy "celebrity" sales force on TV.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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