It takes hefty payments to get ahead on a 15 year mortgage, but do so if you can afford to. Make sure you build up a cash reserve first! You should have at least enough money in the bank to pay all your bills for two months should you lose your job or be unable to work.
Remember, just because you're a couple of months ahead on your payments doesn't mean you get to skip a month if times get tough. The mortgage company expects to get paid every month regardless of how much you have left on the balance.
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Today's Featured Article - Hydraulics - Cylinder Anatomy - by Curtis von Fange. Let’s make one more addition to our series on hydraulics. I’ve noticed a few questions in the comment section that could pertain to hydraulic cylinders so I thought we could take a short look at this real workhorse of the circuit. Cylinders are the reason for the hydraulic circuit. They take the fluid power delivered from the pump and magically change it into mechanical power. There are many types of cylinders that one might run across on a farm scenario. Each one could take a chapter in
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