You can do a search for amortization calculator and get several. Type in the values - loan amount, interest rate, etc and it will calculate your payment. The one below allows you to type in an extra monthly or yearly payment and it will tell you how that affects your pay off date. One advantage to leaving your mortgage as is and just paying extra as you can is it lets you decide how much you want to pay and adjust the overage to unexpected bills, etc. I always pay extra each month. They say if you make one extra payment per year you will pay off a 30 year note 8 years early. I try to make the equivalent of 2 or 3 extra payments per year but do it as I can and not because I'm required to.
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Today's Featured Article - Earthmaster Project Progress Just a little update on my Earthmaster......it's back from the dead! I pulled the head, and soaked the stuck valves with mystery oil overnight, re-installed the head, and bingo, the compression returned. But alas, my carb foiled me again, it would fire a second then flood out. After numerous dead ends for a replacement carb, I went to work fixing mine.I soldered new floats on the float arm, they came from an old motorcycle carb, replaced the packing on the throttle shaft with o-rings, cut new ga
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1964 I-H 140 tractor with cultivators and sidedresser. Starts and runs good. Asking 2650. CALL RON AT 502-319-1952
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