Never a bad idea BUT I wouldn't use your emergency fund.
It takes money to make more of it.
Take the extra money that you'd put towards your 3.25% mortgage and invest in something that makes more than that.
Discover your inner entrepreneur and start a small business. Buy a rent house etc.
I have several friends, with full time jobs, that started small businesses. One has a shredding business, another builds custom cabinets, one sells garage sale junk on ebay. Not huge money makers but the extra income is sure nice.
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Today's Featured Article - Old Time Threshing - by Anthony West. A lovely harvest evening late September 1947, I was a school boy, like all school boys I loved harvest time. The golden corn ripens well and early, the stoking, stacking,.... the drawing in with the tractors and trailers and a few buck rakes thrown in, and possibly a heavy horse. It would be a great day for the collies and the terrier dogs, rats and mice would be at the bottom of the stacks so the dogs, would have a busy time hunting and killing, all the corn was gathered and ricked in what we c
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