Some people very much like to be debt free and there is much to be said for that. However, you have a loan at a very low interest rate and also an emergency fund. As you get old it will be nice to have a paid off house however, you will also need savings - unless you want to spend your house. You might want to consider a IRA account, at your age it can grow to a considerable amount when you retire. Your bank or they can suggest someone who can advise you on how to invest. Note: you are looking for an investment that grows faster than the 3.25% your mortage is taking from you. You can"t go wrong paying off debt but IMO it is also important to start saving.
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Today's Featured Article - Product Review: Black Tire Paint - by Staff. I have been fortunate in that two of my tractors have had rear tires that were in great shape when I bought the tractor. My model "H" even had the old style fronts with plenty of tread. My "L" fronts were mismatched Sears Guardsman snow tires, which I promptly tossed. Well, although these tires were in good shape as far as tread was concerned, they looked real sad. All were flat, but new tubes fixed that. In addition to years and years of scuffing and fading, they had paint splattered on
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