Re: TRACTOR INSURANCE
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Posted by Knobshine on July 22, 1998 at 19:17:30:
In Reply to: TRACTOR INSURANCE posted by John McDevitt on July 21, 1998 at 19:35:05:
: Is there any consensus on insuring tractors. I'd hate to see my garage burn down only to have my agent say, "We don't cover farm tractors." Or "These things are 50 years old, the Company says they are only worth $50 each." (I dislike the insurance industry if that is not apparent.)
: My insurance agent says that my homeowner's policy would cover one tractor since I stated that it was used for snow removal on my property. But now more tractors have appeared. So far I don't haul these tractors to shows, pulls, etc.. Any thoughts, ideas, suggestions?
: Thanks : John John,
There are some very good answers here so far in the previous posts. I too have an old truck insured with Hagerty and they are very easy to deal with. I also have three tractors that are covered under my homeowners. One catch is the minute they drive out of the yard and onto the road they are not covered. If they are trailered then the auto ins takes over. When I use to belong to a local tractor club, I would buy a six month "auto" policy to cover my butt when I was in parades and such. Knobshine
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