Keith don't blame Hartford, those are pretty common limitations on a homeowners policy. I think you will find all of their competitors have the same conditions. The jewelry and other high value items have to be 'scheduled' in order for there to be coverage at full value. The one you may have a beef with is your insurance agent who should have explained these limits to you and made sure you had the opportunity to get the coverage you needed. You could make a claim against his/her error and ommissions policy if they failed to do that.
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Today's Featured Article - Show Coverage: Journey to Ankeny - by Cindy Ladage. We left Illinois on the first day of July and headed north and west for Ankeny, Iowa. Minus two kids, we traveled light with only the youngest in tow. As long as a pool was at the end of our destination she was easy to please unlike the other two who have a multitude of requirements to travel with mom and dad. Amana Colonies served as a respite where we ate a family style lunch that sustained us with more food than could reasonably fit into our ample physiques. The show at Ankeny
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