My company vans used to be 1/2 series vans, and because we are a huge company worldwide, accountants make the calls on a lot of stuff from behind desks. Every time that I needed new tires, and there were lots of sets of new tires because "P's" don't hold up like "LT's", or they wouldn't be "P's". Half tons are rated for "P" (Passenger Car), and that's what I always got, overloaded "P" tires that I had to white knuckle year after year after year as winds blew it around the lanes like a snake as the sidewalls offered little or no support. The last set of tires that my last, now retired van got was a set of LTs (Light Truck) only after the GoodYear guy called our fleet office, told them what the truck weighed empty and loaded, and told them that they were looking for a lawsuit if well under rated "P's" blew under stress, and someone got killed. The company retired the van a few months later, LT's hardly used. Truth be told, I service a lot of state police posts and seriously contemplated having them do me a favor and throw it on portable scales, then paddle lock it in their lot and call my company and tell them to send a tow truck. I seriously considered it. These days, my company van is a 2014 1-ton, and it certainly doesn't have "P's" on it. "P's" on anything beyond a Buick? Not me. After decades of white knuckling, not me. Even the barn Jeep has LT's on it, and its a 1/4-ton.
To each, his or her own. Cost versus ??? Much good luck. I'm not going to tell you what to do, but since you asked, that's my experience and opinion from my experience, for myself.
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