As an Attorney who practices in small estate planning and probate etc., I see this often and give advice which most people take to heart. I tell people if mom and dad have worked hard all their lives and if they would like to pass the fruits of that labor to their children versus bill collectors or the government getting it (upon their disability etc) THEY NEED AN ESTATE PLAN PREPARED BY A TRAINED COMPETENT TRUSTWORTHY PROFESSIONAL (NOT Billy Bob and Bubba or how the brother in law did it lol)
Also, a plan that"s perfect for Billy Bob may be just the opposite of what"s best for Bubba. I have planned estates AND NO TWO HAVE BEEN ALIKE. Be leary of any one size fits all plan or what a neighbor down the road may have done as again, no two plans should be the same, they should be tailored FOR THE PERSONS SPECIFIC SITUATION AND DESIRES, nottttttttttt what the know it all brother in law or someone on a tractor forum (including me) says is best, and that determination requires the facts and situation and desires AND THE STATES LAWS after a thorough professional review and study.
As far as guilt feelings, determine what your parents want do with all they have worked hard for all their life. if they want it to go to charity fine, or church fine, or if they want it to go to their children fine AND RESPECT THEIR WISHES ITS NOTTTTTTTTTTTT YOUR CALL
My best advice is to consult a trained professional and don"t hang your hat on what lay persons or even professionals may think absent a thorough consultation, review and study. This is just too much money and too important of a decision to risk doing it on your own or letting the brother in law decide how it should be done THATS MY STOTY AND IMA STICKIN TO IT LOL
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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