The others advice is good. However if this is going to be your personal residence and your after a lifestyle I would pay a little more. If it's an investment leave emotion out of it.
11acres and a house of any kind is rare in my area. You can't find that just around the corner.
"Last and final" is typical for bank owned properties. It's designed to create fear of loss to get you to up your bid. IF you really want the property up your bid to what ever your comfortable with. Most people CAN NOT stand to offer asking price let alone more than. I applaud you for your offer.
IF it truly has 25 k in equity some investor or some one who really wants it will offer more than asking.
I bought 40 acres at 3k per acre which at the time was too much, by about 1k per acre. Seller wouldn't budge. It was an investment that other couldn't see. I spent 20k cleaning up, building ponds, clearing right of ways and fixing fence. I expected to hold and enjoy using the property for several years until the market caught up. 4 months into it a guy drove up and wanted to know if it was for sale. I ended up selling it for 6k per acre, cash, and closed 3 weeks later.
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Today's Featured Article - Earthmaster Project Progress Just a little update on my Earthmaster......it's back from the dead! I pulled the head, and soaked the stuck valves with mystery oil overnight, re-installed the head, and bingo, the compression returned. But alas, my carb foiled me again, it would fire a second then flood out. After numerous dead ends for a replacement carb, I went to work fixing mine.I soldered new floats on the float arm, they came from an old motorcycle carb, replaced the packing on the throttle shaft with o-rings, cut new ga
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