From years of experience, I have found that the most important thing is to offer the maximum you will give and make that offer good for a certain time--with date.
Many years ago, I present a sealed bid on a tractor that was reprocessed by a finance company.
My bid was ridiculously low so I didn't have a time limit.
Finance company called me several weeks later to ask for a higher bid. I asked if they had any other bids and they said they had four. I then asked if my bid was the highest and they informed me that it was but was not high enough.
I told them I had bid my maximum and if it was accepted to contact me.
A few days later they called and wanted me to pick it up.
It sounds like the bank is trying to get more money from you, and if it was me, I would call them and say your offer would not be honored after a certain date.
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Today's Featured Article - Hydraulics - Cylinder Anatomy - by Curtis von Fange. Let’s make one more addition to our series on hydraulics. I’ve noticed a few questions in the comment section that could pertain to hydraulic cylinders so I thought we could take a short look at this real workhorse of the circuit. Cylinders are the reason for the hydraulic circuit. They take the fluid power delivered from the pump and magically change it into mechanical power. There are many types of cylinders that one might run across on a farm scenario. Each one could take a chapter in
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