OK, what I think, as a former adjuster, is that the drivers insurance company, if he has one, owes you a replacement grain bin. That's no if and or buts. Now that may vary state to state but in most states they owe you a grain bin at least in as good of shape as the old one. They also have to pay to have the old one cleaned up and hauled off and the new one installed. That falls under the mandatory property damage part of auto insurance. Now for the price of a new bin that size they are not going to want to go to court. Just tell the adjuster that you are going to talk to YOUR not a, attorney. Also tell him you are calling your state insurance commission if you are not satisfied. Now if it's your property insurance read your policy. See what is covered and any exclusions. If you don't understand something consult an attorney.
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Today's Featured Article - Listening to Your Tractor - by Curtis Von Fange. Years ago there was a TV show about a talking car. Unless you are from another planet, physically or otherwise, I don’t think our internal combustion buddies will talk and tell us their problems. But, on the other hand, there is a secret language that our mechanical companions readily do speak. It is an interesting form of communication that involves all the senses of the listener. In this series we are going to investigate and learn the basic rudimentary skills of understanding this lingo.
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