Andy not entirely true. Some states it's illegal to make a lowball offer for an insurance settlement. That's the law here in MN.
For the OP, if need be sue. I'm not big on giving that advice. But most often for a low buck claim like yours the insurance company will settle long before it gets into a court room. They don't want the bad press especially when it's going to make them look really bad. Plus it's going to cost them more money fighting it than just paying what is due. As an adjuster I would have at least set down with you and tried to negotiate. Bottom line they owe you a grain bin and corn crib in the same condition as the ones destroyed, removal of the old ones and repairs to the land if say there are any ruts that now need to be filled in and reseeded. Bet if you hired removal (and you should get estimates) of the bin and crib plus clean up it will be more than what he offered for the loss. If an adjuster tries something like that with me I will really bend over backwards to stick it to them. Just maybe with the next guy he will try to be fair.
For what it's worth, adjusters often forget they are the ones who are supposed to bring you back to where you were before the loss. They deal with so many people trying to scam the insurance company it's not funny. When I first started out I dealt with the aftermath of some really bad storms. In my first 10 days fully 1/2 of the claims I worked on were fraudulent claims. Anything from claiming old school electronics as new with inflated value to an arson fire from a club owner who was going broke. An adjuster can become jaded very fast. They start looking at anyone filling a claim as a bad guy trying to rip off the insurance company. Most often the insurance companies are not going to prosecute a small time fraud. That gives them bad press. They inform the claimant that they have proof of fraud and are just denying the claim. That too drives an adjuster up the wall. You worked hard to try to be fair to both the insured and the company. You found evidence of fraud and the company lets it go.
We sell tractor parts! We have the parts you need to repair your tractor - the right parts. Our low prices and years of research make us your best choice when you need parts. Shop Online Today. [ About Us ]
Today's Featured Article - Trenching With a Plow - by Staff. Introduction: This interesting information came from one of the discussion forums here at YT. We thought we should place it up front so it could be read by anyone interested in putting old iron to work. [Editor] I tried something new today, and it worked so well I thought I should post it - in case it might help someone else. I'm running 100 yards of 4" drain pipe from the gutter downspouts of our house to a pond down the hill. This should hel
... [Read Article]
Latest Ad:
1964 I-H 140 tractor with cultivators and sidedresser. Starts and runs good. Asking 2650. CALL RON AT 502-319-1952
[More Ads]
All Rights Reserved. Reproduction of any part of this website, including design and content, without written permission is strictly prohibited. Trade Marks and Trade Names contained and used in this Website are those of others, and are used in this Website in a descriptive sense to refer to the products of others. Use of this Web site constitutes acceptance of our User Agreement and Privacy Policy
TRADEMARK DISCLAIMER: Tradenames and Trademarks referred to within Yesterday's Tractor Co. products and within the Yesterday's Tractor Co. websites are the property of their respective trademark holders. None of these trademark holders are affiliated with Yesterday's Tractor Co., our products, or our website nor are we sponsored by them. John Deere and its logos are the registered trademarks of the John Deere Corporation. Agco, Agco Allis, White, Massey Ferguson and their logos are the registered trademarks of AGCO Corporation. Case, Case-IH, Farmall, International Harvester, New Holland and their logos are registered trademarks of CNH Global N.V.
