Explain your reasoning and ask her opinion if she is OK waiting a little longer to get that ring... or if she is OK with getting a smaller diamond NOW - then upgrading to a larger diamond at a special anniversary like 5 or 10 years.
I do like jewelry... but my diamond is rather small - it's just never been that important to me.
AND going in debt for a large diamond does not add to the quality of your marriage. In fact, payments that are large and long-term on a ring - could be a detriment to your marriage if it makes finances your finances so tight that you can't afford to do anything but stare at that shiny ring (ask my daughter how she knows... I suggested to her that they get married with a smaller ring and upgrade someday when they could afford it - NOPE, they got a big 'un and struggle with those payments and other debt two years later).
My sisters had huge honkin' diamonds, nice cars and fancy homes. At times I'd suggest doing a sisters trip -- OH, GEEZ... they had to beg their husband and see if they could afford it and were always stressed about money (even when grocery shopping). Usually they got the ok to go on a trip, but got ragged-on about the cost -- conversely, I never had to ask permission to go and money was never an issue because we live within reason and so I could afford to go have some fun.
One sis in particular always got tons of expensive jewelry from her husband on every occasion of every year... but SHE had to work one full time job and two part time jobs to help pay for it. And her husband always treated her like crud. (They are divorced now... he bought her beautiful jewelry for years and years... then cheated on her. Nice, huh?)
But then, I'm probably not normal... my husband bought me "rust pieces" for my garden for our 29th anniversary - and I was happy. LOL!
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Today's Featured Article - Show Coverage: Journey to Ankeny - by Cindy Ladage. We left Illinois on the first day of July and headed north and west for Ankeny, Iowa. Minus two kids, we traveled light with only the youngest in tow. As long as a pool was at the end of our destination she was easy to please unlike the other two who have a multitude of requirements to travel with mom and dad. Amana Colonies served as a respite where we ate a family style lunch that sustained us with more food than could reasonably fit into our ample physiques. The show at Ankeny
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