So, how does this insurance thing come into play here???? And why are so many of you "safety police" bringing that into the mix??? Are you a qualified insurance company adjuster or representative? Do you speak for donjr's insurance company?
Seems that you need to re-read the first post. As long as you turn off the mains, there is no insurance issue, and not likely any damage issue either. AS LONG AS THE MAINS ARE TURNED OFF!!!!!
There have been cases of home generator sets backfeeding into the outside power lines. These are caused by not turning off the mains. Ideal hookup would be an isolation panel, but in an emergency situation there may not be time to get the union electrician, the code inspector, and the insurance man on the scene in time to prevent the loss of a lot of expensive food.
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