Re: TRACTOR INSURANCE
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Posted by Chuck Westerfield on July 30, 1998 at 21:19:12:
In Reply to: TRACTOR INSURANCE posted by John McDevitt on July 21, 1998 at 19:35:05:
: Is there any consensus on insuring tractors. I'd hate to see my garage burn down only to have my agent say, "We don't cover farm tractors." Or "These things are 50 years old, the Company says they are only worth $50 each." (I dislike the insurance industry if that is not apparent.)
: My insurance agent says that my homeowner's policy would cover one tractor since I stated that it was used for snow removal on my property. But now more tractors have appeared. So far I don't haul these tractors to shows, pulls, etc.. Any thoughts, ideas, suggestions?
: Thanks : John As a supplement to my response...pulling a trailer for hay ride proposes a real personal liability exposure...you homeowners would provide coverage...but your risk is humonguous...if there is an accident it will be multiple by nature...my suggestion would be to have those on private property not on public roads.....
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