I'll expand a bit more. General advice, depends what you want. First YOU need to decide how big of screen you want, or if you want a tablet type thing. Then decide if you want touch or not, built in DVD or not, etc. Beyond that, most anything sold today is "good enough" for basic use. Processors, there are few to avoid, and other things to consider but no reason to go into more. AMD has the couple I mentioned to avoid, but an A6 would be ~passable, A8 a bit better. But I would avoid E series altogether. Intel ~generally a bit faster and/or better battery life (depending though). Celeron is lower end but good enough for general use. The ones that are Core i3, i5, or i7 are faster (i3 being the slowest of those). They've made them for years so there are different generations too/model numbers. Fourth generation is current, third is the older models. If you would edit photos or video is where you would notice more of a difference with extra speed, but if not gaming not much reason to spend alot on a faster processor. Celeron would be my budget suggestion, i3 would be my "better" suggestion, and fourth generation if new. Ram, 4GB minimum as I said, hard drive, more is better but depends how much stuff you have. You'll want something to back up with like external drives or DVD/Bluray disks, in addition to using online backup. Other than bells and whistles, most of the other isn't important for general use. It would be a good idea to go into a store or two to see things like if you like a certain brand's keyboard, or the screensize etc.
Lighted keyboards are nice, but I haven't seen a new one in that budget range. And Macs, without getting an old model, are at least twice your budget+. No reason to get one over this. Modern Windows is buttery smooth. Free antivirus such as AVG or Avast, Malwarebytes (if you pay for something, pay for that, lifetime license can be had for around $20 sometimes and offers realtime protection), there's a newer Malwarebytes anti-exploit that I'd install (free), and Microsoft EMET. Also, use a browser besides Internet Explorer. Like Firefox or Chrome with adblock and noscript installed. Those tools and tips along with common sense, shouldn't have many malware issues. If you go used, Windows 7 has a higher infection rate than Windows 8.
Any other questions or specifics beyond that, just ask.
And as I said before, no reason not to use Windows, but if you have old computers around with XP on them, you can put Linux on those too, and be secure online. You can either run it by not installing it at all directly from DVD or USB stick, or install it along Windows leaving Windows alone and selecting either/or on reboot, etc. It's completely free, no virus software to run or scan. You have access to free software to do many normal tasks (Firefox, Chrome, Google Earth, latest Google Picasa (takes a bit to get that one going) Libreoffice/Openoffice for office compatibility, Dropbox etc. for file backup, etc.). My suggestion would be Mint instead of Ubuntu. Same system underneath, access to the same software, just tweaked and polished. Here's a walkthrough guide covering installation and software install. http://www.howtoforge.com/the-perfect-desktop-linux-mint-17-qiana If you have an older computer I'd suggest something different. And if you don't like the way Mint "looks" the look can be easily changed. I'd prefer the KDE version over the one here, but personal preference.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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