Maybe the big premium goes toward the fancy advertising. If my .02 is worth anything, it seems like the small companies that spend a lot of money on fancy advertising don't have enough left over in the piggy bank to be able to adequately service their customers. They might be capitalized well enough to meet the minimum standards required to cover loss payouts but they don't have enough money to pay a big enough staff to give good customer service. They remind me of the slick hawkers at the state fair.
If you go with an old line company your premiums might or might not be cheaper but you will have fewer problems getting service. I'm not saying NO problems, just fewer problems. Jim
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Today's Featured Article - Old Time Threshing - by Anthony West. A lovely harvest evening late September 1947, I was a school boy, like all school boys I loved harvest time. The golden corn ripens well and early, the stoking, stacking,.... the drawing in with the tractors and trailers and a few buck rakes thrown in, and possibly a heavy horse. It would be a great day for the collies and the terrier dogs, rats and mice would be at the bottom of the stacks so the dogs, would have a busy time hunting and killing, all the corn was gathered and ricked in what we c
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