We use an independent insurance agency; they are very good and often tell the insurance company what to do - and what is legal in this state and what is not legal.
Sometimes insurance companies will raise the rates just because they think they can get away with it.
When ag equipment manufacturers started getting notice of huge increase in liability premiums, we worked through the manufacturer's association and were able to prove that none of the manufacturers had a claim against their company in the last 20 years, we went after the insurance companies to prove their data they used to increase rates.
The insuance companies response was: "Forget the rate increase notices; it is not going to happen." I doubt that they ever had any data to support a rate increase; they just thought that they could get away with it and the industry wouldn't fight back.
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Today's Featured Article - Listening to Your Tractor - by Curtis Von Fange. Years ago there was a TV show about a talking car. Unless you are from another planet, physically or otherwise, I don’t think our internal combustion buddies will talk and tell us their problems. But, on the other hand, there is a secret language that our mechanical companions readily do speak. It is an interesting form of communication that involves all the senses of the listener. In this series we are going to investigate and learn the basic rudimentary skills of understanding this lingo.
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