I am not sure the folks below who posted about the negative aspects of representing yourself are being very realistic. One in particular was excessively judgmental. I don't recall you saying you had a gambling problem!
My wife has worked in the court system her entire career. We have even had the misfortune of being parties in lawsuits a couple times. What happens when you get TWO lawyers involved is that they get together on the phone to "work out a settlement" at $300 an hour. Complaints and answers are filed in compliance with court rules. Generally the jerk who was foolish enough to start the whole thing will not settle. So the attorneys schedule depositions. Entire days, half days...but usually there are schedule conflicts so it has to go on over a couple days. Now there is a court reporter to pay and depositions to order...all at a fee. Then they review the depositions and prepare for trial...still $300 an hour for the attorney and $125 for the paralegal...and sometimes they work together at the same time. Then you go to court...
The thing you did wrong, in my opinion, was not to realize that it would have been easier to take the tractor back and sell it to someone else. The rest was easily avoided. You did learn a lesson, but if it was about hiring an attorney to represent you over the cost of a used tractor...you learned the wrong lesson.
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