I'm sure you're familiar with the adage of 1hp per acre. Folllowing that, it'd preclude you from the realm of discbines. Personally I'd stay with a haybine or move to a disc or drum mower and a tedder.
I agree that 65 acres probably isn't worth the investment unless you think you'll add on a good 50 or more acres in the next few years.
I know a lot like discbines for the speed. In our fields, you're pretty well limited to 5 or 6mph with rolling hills, bumps and such. For us the cost just doesn't pencil out. For us, this is supplementary (and needed) income, so we've got to make a profit. If you are working this just for feeding livestock or the like, then as long as your math is still in the black I don't see a problem with it. Also remember that discbines load a tractor down more than a haybine, so your fuel costs will go up as well.
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