Posted by Dick2 on October 17, 2014 at 03:44:52 from (75.174.205.222):
In Reply to: Retire or not posted by LAA on October 16, 2014 at 18:55:45:
There are pitfalls to avoid during retirement. We moved to a retirement community when we retired. It didn't take long to see what was going on with a majority of the people. They had no hobbies, did not want to volunteer to do anything - so they got bored and started Happy Hour about 4 p.m. and drank until late into the night without eating.
Most of them were on some type of medication that said that they should not consume alcohol, but they drank until they were blotto almost every evening. They didn't like to drink alone, so they invited other drinkers to come and they provided the booze & beer. They ended up spending a lot of money on their boozing friends.
Some people spent a lot of money on tours and entertainment. I had travelled during my working career, so didn't care to travel anymore.
We've never been big on entertainment and my Oncologist told me to avoid crowds so that works for us.
We kept our life simple and somewhat frugal, except for my woodworking hobby that kept me busy until this last year because of my health issues.
We've been retired 17 years now and have not spent any of our initial retirement savings. It can be done if you have the discipline to live within your means. Just make sure that you have health insurance coverage and control spending.
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