In Indiana, if a tree is dead and it falls on your neighbors house, it's your fault and your insurance will pay. I have heard of a guy who bought a new house and his insurance company canceled his policy because of old trees. If tree is alive, falls on neighbors house, it called an act of God.
As for trampoline, swimming pool, and ugly breed of dogs some insurance companies will have an issue.
If a landlord allows a tenant to have a dog, trampoline, or swimming pool and something happens, the landlord pays because he allowed the tenant to have them. Tenant's Dog bites someone, landlord pays. Someone drowns in a pool, landlord pays. Someone is injured on trampoline, landlord pays.
My insurance company asked me if I allow my tenants to have Dogs, trampolines and pools. I said, Yes, Tenant's Pit bull loves jumping on trampoline, then dives in the pool.
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Today's Featured Article - Earthmaster Project Progress Just a little update on my Earthmaster......it's back from the dead! I pulled the head, and soaked the stuck valves with mystery oil overnight, re-installed the head, and bingo, the compression returned. But alas, my carb foiled me again, it would fire a second then flood out. After numerous dead ends for a replacement carb, I went to work fixing mine.I soldered new floats on the float arm, they came from an old motorcycle carb, replaced the packing on the throttle shaft with o-rings, cut new ga
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